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SOS and Maksimum Account

SOS

Maksimum Account

​We carry out;

Telephone, water, electric, natural gas, mobile phone, cable TV and other automatic bill payments,
Future dated EFT and regular money transfer orders, 
Automatic credit card debt payments,
Automatic premium and contribution payments of Anadolu Hayat and Anadolu Sigorta,
OGS device automatic payment orders 
Safe deposit box payments, 
Consumer loan repayment orders*, 
Automatic Motor Vehicles Tax Payments (MTV)** 
SSK Premium Payments with order**

of our customers with SOS “Unlimited Automatic Service”, by using your Money Market Funds in your investment account and available balance of your Overdraft Account, even though you don’t have sufficient balance in your account. If you prefer, your payments can be realized, excluding cash withdrawal transactions, by scanning your accounts including your main account with the same order. 

Moreover, you get service for your cash withdrawals with your Bankamatik card, shopping with Bankamatik card *** and overdraft account repayments within the scope of your order. Your SOS order takes effect automatically upon your cash withdrawals with your Bankamatik card, if you don’t have sufficient balance in your account and it automatically meets the amount you want to withdraw from your available balance of your investment account and 801 coded money market funds. If there are not sufficient balance in your account for your overdraft account repayments, it makes the account available by using the available balance of your related investment account and 801 and 808 coded funds.****

*SOS order and consumer loan must be assigned on the same customer to cover consumer loan repayments within SOS order. 

**SSK Premium automatic payment orders ( Our corporate customers, who gave order to include SSK Premium automatic payment orders  and Automatic Motor Vehicles Tax Payments (MTV) into SOS scope before 8 July 2010, should renew their orders by our Internet Branch or our branches.)

*** Our customers, who gave order to include their shopping with Bankamatik card into SOS scope before 9 September 2011, should renew their orders by our Internet Branch or our branches. 

**** Our customers, who gave order to include their Overdraft Account Repayments (Urgent Cash System not included) into SOS scope before 17 February 2010, should renew their orders by our Internet Branch or our branches.

How are Payments Made with SOS?


The balance of your demand deposit account made available in the event of above-mentioned automatic payment orders of your accounts defined under your customer number with SOS, upon cash withdrawals with your Bankamatik card and for your overdraft account repayments when you have insufficient funds in your account. This operation carried out by checking respectively: 

The account balance which your order is given in, 
The available balance of your investment account,
801 and 808 coded money market funds in your investment account assigned to your account, (Only 801 coded money market funds are taken into account upon cash withdrawals from Bankamatiks)
The available balance of your Overdraft Account assigned to your account*****​

***** When the balance of your demand deposit account made available for your overdraft *account repayments, the available balance of your respective overdraft account used only for interest and relevant Resource Utilization Support Fund (KKDF) and Banking Insurance Transaction Tax (BITT) payments.

How do you apply SOS?


For detailed information and application; all İşbank branches, Internet Branch and our Call Center at 0 850 724 0 724 at your service!

​​Thanks to Maksimum Account, your money earns value and in the meanwhile your payment orders are carried out automatically.

How does Maksimum Account follow your money and payments?


You should get service from our SOS – Unlimited Automatic Service- service in order to utilize from Maksimum Account. 

Maksimum Account purchases 818 – Type B Maksimum Money Market Fund on the behalf of yourself with your account balance more than TL 150 in your account every day. If you wish, you may increase this limit in accordance with your needs. 

Maksimum Account carries out your automatic payments (*) on due time. Moreover, your get service for your cash withdrawals with your Bankamatik card, shopping with Bankamatik card ** and overdraft account repayments within the scope of your order. Plus, Maksimum Account takes effect automatically upon your cash withdrawals with your Bankamatik card, if you don’t have sufficient balance in your account and it automatically meets the amount you want to withdraw from your available balance of your investment account, and your 818 and 801 coded money market funds.If there are not sufficient balance in your account for your overdraft account repayments, it makes the account available by using the available balance of your related investment account and 818, 801 coded money market funds and 808 coded Short-Term Bills and Bonds fund.*** If you prefer, your main account, excluding cash withdrawal transactions, can be used with the same order. 

In case your account balance drops down below TL 150 or the level you determine, Maksimum Account realizes a fund sale corresponding to the amount determined by yourself from funds (818 Type-B Maksimum Money Market Fund, 801 Type-B Money Market Fund and 808 Type-B Short-Term Bills and Bonds Fund) within the framework of application in your investment account each working day. 

Your time will be all yours while your money continuously gains value thanks to Maksimum Account. 

How can you apply for Maksimum Account?


For detailed information and application, all İşbank Branches, Internet Branch, and our Call Center at 0 850 724 0 724 at your service. 

* Telephone, water, electric, natural gas, mobile phone, cable TV and other automatic bill payments, Future dated EFT and regular money transfer orders, automatic credit card debt payments, automatic premium and contribution payments of Anadolu Hayat and Anadolu Sigorta, OGS device automatic payment orders, safe deposit box payments, consumer loan repayment orders, Automatic Motor Vehicles Tax Payments (MTV), SSK Premium automatic payment orders ( Our corporate customers, who gave order to include SSK Premium automatic payment orders  and Automatic Motor Vehicles Tax Payments (MTV) into SOS scope before 8 July 2010, should renew their orders by our Internet Branch or our branches.) 

**Our customers, who gave order to include their shopping with Bankamatik card into SOS scope before 9 September 2011, should renew their orders by our Internet Branch or our branches.

*** Our customers, who gave order to include their Overdraft Account Repayments (Urgent Cash System not included) into SOS scope before 17 February 2010, should renew their orders by our Internet Branch or our branches. When the balance of your demand deposit account made available for your overdraft account repayments, the available balance of your respective overdraft account used only for interest and relevant Resource Utilization Support Fund (KKDF) and Banking Insurance Transaction Tax (BITT) payments.

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