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Üstü Kalsın Terms & Conditions

 

I hereby accept and declare that

All the information given in the sign-up form hereby belongs to me,

In accordance with the information I give in the sign-up form, Üstü Kalsın order will be given to my open and eligible main and/or supplementary credit card(s) to which Üstü Kalsın order can be defined and will be valid as of the first statement date following my order,

Under Üstü Kalsın order, my credit card balance in Turkish Lira (TL) will be rounded up in accordance with my request on the statement date(s), and the rounded-up differences shall be charged to my credit card account and will be transferred on the payment due date of my card(s) to my investment account connected to my TL current account whose number I will specify while giving/updating my order, to buy mutual fund shares, 

If the amount which has been transferred to my investment account under Üstü Kalsın order is insufficient to buy mutual fund shares, the said amount will be blocked in my investment account until the next due date of my card(s) for the next fund buying period under Üstü Kalsın order,

İşbank reserves the right to make changes in the type(s) of mutual fund(s) that is bought under Üstü Kalsın order and/or in the options of rounding amount,

I will not change my Üstü Kalsın order preferences or cancel my Üstü Kalsın order neither on my credit card statement date, nor on my payment due date, nor in between the statement and payment due dates,

I have been informed that in case my credit card debt goes to default due to failure to pay Minimum Payment Due by its due date or my credit card account is either closed or suspended due to non-compliance with any of the provisions of İşbank’s Banking Services Agreement, my Üstü Kalsın order will be cancelled by the Bank and I will be obliged to give a new order if I wish to enroll in Üstü Kalsın service again once I fulfill all obligations to reclaim the right to use my credit card under İşbank’s consent,

If my credit card limit is insufficient to cover my rounding order on the statement date, my fund buying order will not be fulfilled partially,

Fund buying orders fulfilled under Üstü Kalsın order are subject to minimum fund buying amounts determined by the Bank; savings below these amounts will not be used to buy fund shares, and the Bank reserves the right to change minimum fund buying amounts due to changes in market conditions,

Üstü Kalsın order will be carried out every month as long as my credit card limit is available, and in case my credit card limit is insufficient or my credit card account is closed or suspended, the order will not be carried out,

I have been informed that in case of automatic renewal of any of my card(s) subject to Üstü Kalsın order following a cancellation due to loss or stolen card claim or any other related reason, further round-ups will be charged to the account of my new credit card under Üstü Kalsın order,

I hereby accept and declare, within the scope of the information I state in the sign-up form, that I hereby give an irrevocable and regular order to transfer the rounded-up difference(s) collected from my credit card balance in Turkish Lira (TL), by charging the said amounts to my credit card, to my investment account in order to buy mutual fund shares, unless I cancel my Üstü Kalsın order or the Bank cancels the order upon circumstances under which the order must be cancelled, and that this instruction hereby is an integral part of the Banking Services Agreement which I have signed with the Bank.

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